Mortgages: Unless you are one of life’s rent payers, you will know and understand what a mortgage is: rent that you pay to a financial lender once a month in order to live in the home that you own. Guess what? It’s a very competitive marketplace. There’s different types of mortgages, different rates of interest

Re-Mortgages: We’d love to be able to give people advice on just about anything but financial advice is what we have trained in. So for mortgages, investments, tax planning and debt management come and speak to us. For everything else we would recommend you ask your mum.

Mortgage Life Insurance: This is very important to us. We are there to advise you on the best course of action for managing your financial future. We are not there to sell you something you don’t need. The choice is yours.

"For I don't care too much for money,

For money can't buy me love."

'Can't Buy me Love' Lennon/McCartney (1964)

Independent Financial Advisers

I Just don’t Understand

Buying a mortgage can be actually quite confusing. There are thousands of variations: capital only, capital and interest, endowments, interest rates, discounts, fixed rates. The list goes on. What if your bank does not have the right set of options for you? Nowadays shopping around for the right mortgage is a must. We have access to thousands of mortgage options, updated daily, to choose from. We are confident that we’ll find the right deal for your circumstances.

A Hard Day’s Night

Re-mortgaging is an option if you already have a mortgage and need to free up some capital in your property, either to invest in home improvements or to improve your current financial situation. Whatever the reason, if you haven’t looked at your mortgage for over two years or your payments are steadily increasing then it is probably time to review the situation.

I Saw Her Standing There

The only certainty in this life is that one day it will all come to an end. We don’t wish to dwell on the inevitable but it is for this very reason that mortgage life insurance has been put in place: to protect your loved ones and ensure that your lender gets their money back if you should tragically pop your clogs before it has all been paid back. The right level of mortgage life insurance will ensure you minimise your monthly outgoings while still being properly protected for the future.

Your home may be repossessed if you do not keep up repayments on your mortgage.

As our Customer you are at liberty to pay us a single fee (usually 0.5% of the loan amount) for the advice we give you or opt for us to be paid a commission by the lender we recommend to you.

Ewen Davidson is an appointed representative of Sesame Ltd. which is authorised and regulated by The Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427

The FSA do not regulate some forms of Mortgage, and Tax Planning

This site is intended for UK consumers only

©Copyright 2004 Ewen Davidson Financial Services.